FHA home loans require lower minimum credit scores and down payments than many conventional loans, which makes them especially popular with first-time home buyers.
In fact, according to FHA’s 2021 Annual Report, more than 84.6 percent of all FHA loan originations were for borrowers purchasing their first homes.
FHA loans come in 15-year and 30-year terms with fixed interest rates. The agency’s flexible underwriting standards are designed to help give borrowers who might not qualify for private mortgages a chance to become homeowners.
Our team of experienced mortgage professionals will guide you through every step of the FHA loan process, ensuring you understand your options and feel confident in your financing choice.
Contact us today to learn more about how an FHA Loan can help you achieve your homeownership goals.
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Buying a home in California is a dream for many millennials, but the process can feel daunting if you’re navigating it for the first time. With rising home prices, unique…
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