With VA loans, veterans, service members, and their surviving spouses can purchase homes with little to no down payment and no private mortgage insurance and generally get a competitive interest rate.
These loans provide up to 100% financing on the value of a home. Eligible borrowers can use a VA loan to purchase or build a home, improve and repair a home, or refinance a mortgage.
The VA sets the qualifying standards, dictates the terms of the mortgages offered, and backs the loan, but doesn’t actually offer the financing. Instead, VA home loans are provided by private lenders, such as banks and mortgage companies.
For more information on VA Loans or to start your application, contact us today. Together, let’s make your homeownership dreams a reality.
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Buying your first home is an exciting milestone, especially in California, a state known for its vibrant cities, diverse landscapes, and sought-after real estate. However, the process can also be…
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